Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$565,035−0.8% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 9% have cut their price
Income needed to buy, per year$122,488About 1.6× the local median income ($77,215): hard to afford
Days on market120 daysSlower than a year ago: buyers have time to negotiate
The typical home in Archuleta County, CO is worth $565,035, down 0.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $495,849, so the area is 14.0% overvalued. It is a buyer's market: homes take about 120 days to sell, listings are up 3% from a year ago, 9% of listings have had a price cut. A household needs about $122,488 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,215. Typical rent is $1,905 a month. In the latest IRS figures, 146 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$565,035
Change in 1 year
−0.8%
Overvalued %
+14.0%
Show 6 more
Fair home value
$495,849
Change in 5 years
+18.5%
Home value to income
7.3×
Monthly mortgage payment (20% down)
$3,062
Income needed to afford it
$122,488
Property tax rate
0.35%
Rent and investing
Typical rent
$1,905
Price-to-rent ratio
24.7×
HUD Fair Market Rent, 2 bedrooms
$1,542
Show 2 more
Gross rental yield
4.05%
Cap rate (estimate)
2.63%
Market activity
Listings vs a year ago
+3.4%
Days on market
120
Listings with a price cut
9.1%
Show 3 more
Homes for sale
276
Pending sales per 100 listings
8
Asking price per sq ft
$361
People and jobs
Median household income
$77,215
Population change (1 year)
+1.2%
Unemployment rate
1.3%
Show 4 more
Population
14,306
Income adjusted for cost of living
$79,195
Net moves in (IRS)
+146
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
34.5
Unhealthy air days a year
2
Show 4 more
Flood risk score
51.7
Wildfire risk score
94.5
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Archuleta County, CO overvalued?
Home prices in Archuleta County, CO are well above what local incomes have historically supported: fair value is about $495,849, so the area is 14.0% overvalued.
Is Archuleta County, CO a buyer's or seller's market?
Archuleta County, CO is a buyer's market: homes take about 120 days to sell, listings are up 3% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Archuleta County, CO?
Home values in Archuleta County, CO are down 0.8% over the last year.
How much do you need to earn to buy a home in Archuleta County, CO?
A household needs about $122,488 a year to afford the typical home in Archuleta County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,215.