Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$606,904−1.6% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 36% have cut their price
Income needed to buy, per year$131,564About 1.2× the local median income ($109,969): a stretch for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
Next 12 months−0.2%Zillow expects prices to stay about flat
The typical home in Jefferson County, CO is worth $606,904, down 1.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $565,320, so the area is 7.4% overvalued. It is a buyer's market: homes take about 57 days to sell, listings are up 14% from a year ago, 36% of listings have had a price cut. Zillow expects prices to fall about 0.2% over the next year. A household needs about $131,564 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $109,969. Typical rent is $1,931 a month, or $2,978 for a house. In the latest IRS figures, 235 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$606,904
Change in 1 year
−1.6%
Overvalued %
+7.4%
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Fair home value
$565,320
Change in 5 years
+6.4%
Zillow forecast, next 12 months
−0.2%
Home value to income
5.5×
Monthly mortgage payment (20% down)
$3,289
Income needed to afford it
$131,564
Property tax rate
0.48%
Rent and investing
Typical rent
$1,931
Typical rent for houses
$2,978
Price-to-rent ratio
26.2×
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HUD Fair Market Rent, 2 bedrooms
$2,169
Gross rental yield
3.82%
Cap rate (estimate)
2.48%
Market activity
Listings vs a year ago
+14.5%
Days on market
57
Listings with a price cut
36.4%
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Homes for sale
2,364
Pending sales per 100 listings
24
Asking price per sq ft
$297
People and jobs
Median household income
$109,969
Population change (1 year)
+0.0%
Unemployment rate
3.9%
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Population
580,451
Income adjusted for cost of living
$103,940
Net moves in (IRS)
+235
Cost of living (US = 100)
105.8
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
94.9
Unhealthy air days a year
13
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Flood risk score
93.4
Wildfire risk score
99.5
Walkability (1 to 20)
10.9
Road, rail and air noise
54 dB
Questions people ask
Is Jefferson County, CO overvalued?
Home prices in Jefferson County, CO are slightly above what local incomes have historically supported: fair value is about $565,320, so the area is 7.4% overvalued.
Is Jefferson County, CO a buyer's or seller's market?
Jefferson County, CO is a buyer's market: homes take about 57 days to sell, listings are up 14% from a year ago, 36% of listings have had a price cut.
Are home prices going down in Jefferson County, CO?
Home values in Jefferson County, CO are down 1.6% over the last year. Zillow's forecast for the next 12 months is −0.2%.
How much do you need to earn to buy a home in Jefferson County, CO?
A household needs about $131,564 a year to afford the typical home in Jefferson County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $109,969.