Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$472,857−2.6% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 30% have cut their price
Income needed to buy, per year$102,505About 1.0× the local median income ($100,686): a stretch for a typical household
Days on market58 daysAbout the same pace as a year ago
Next 12 months−0.2%Zillow expects prices to stay about flat
The typical home in Adams County, CO is worth $472,857, down 2.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $475,254, so the area is 0.5% undervalued. It is a buyer's market: homes take about 58 days to sell, listings are up 20% from a year ago, 30% of listings have had a price cut. Zillow expects prices to fall about 0.2% over the next year. A household needs about $102,505 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $100,686. Typical rent is $1,841 a month, or $2,840 for a house. In the latest IRS figures, 1,221 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$472,857
Change in 1 year
−2.6%
Overvalued %
−0.5%
Show 7 more
Fair home value
$475,254
Change in 5 years
+2.6%
Zillow forecast, next 12 months
−0.2%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$2,563
Income needed to afford it
$102,505
Property tax rate
0.61%
Rent and investing
Typical rent
$1,841
Typical rent for houses
$2,840
Price-to-rent ratio
21.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,169
Gross rental yield
4.67%
Cap rate (estimate)
3.04%
Market activity
Listings vs a year ago
+20.1%
Days on market
58
Listings with a price cut
29.9%
Show 3 more
Homes for sale
1,897
Pending sales per 100 listings
30
Asking price per sq ft
$237
People and jobs
Median household income
$100,686
Population change (1 year)
+1.0%
Unemployment rate
4.6%
Show 4 more
Population
554,668
Income adjusted for cost of living
$95,166
Net moves in (IRS)
+1,221
Cost of living (US = 100)
105.8
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
91.2
Unhealthy air days a year
1
Show 4 more
Flood risk score
87.2
Wildfire risk score
80.9
Walkability (1 to 20)
11.9
Road, rail and air noise
53 dB
Questions people ask
Is Adams County, CO overvalued?
Home prices in Adams County, CO are slightly below what local incomes have historically supported: fair value is about $475,254, so the area is 0.5% undervalued.
Is Adams County, CO a buyer's or seller's market?
Adams County, CO is a buyer's market: homes take about 58 days to sell, listings are up 20% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Adams County, CO?
Home values in Adams County, CO are down 2.6% over the last year. Zillow's forecast for the next 12 months is −0.2%.
How much do you need to earn to buy a home in Adams County, CO?
A household needs about $102,505 a year to afford the typical home in Adams County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $100,686.