Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$545,602−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$118,275About 1.3× the local median income ($93,518): a stretch for a typical household
Days on market67 daysAbout the same pace as a year ago
Next 12 months+0.6%Zillow expects prices to rise slightly
The typical home in Larimer County, CO is worth $545,602, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $519,436, so the area is 5.0% overvalued. It is a buyer's market: homes take about 67 days to sell, listings are up 9% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $118,275 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,518. Typical rent is $1,973 a month, or $2,462 for a house. In the latest IRS figures, 996 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$545,602
Change in 1 year
−0.3%
Overvalued %
+5.0%
Show 7 more
Fair home value
$519,436
Change in 5 years
+9.8%
Zillow forecast, next 12 months
+0.6%
Home value to income
5.8×
Monthly mortgage payment (20% down)
$2,957
Income needed to afford it
$118,275
Property tax rate
0.50%
Rent and investing
Typical rent
$1,973
Typical rent for houses
$2,462
Price-to-rent ratio
23.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,759
Gross rental yield
4.34%
Cap rate (estimate)
2.82%
Market activity
Listings vs a year ago
+9.0%
Days on market
67
Listings with a price cut
23.0%
Show 3 more
Homes for sale
1,897
Pending sales per 100 listings
24
Asking price per sq ft
$270
People and jobs
Median household income
$93,518
Population change (1 year)
+0.8%
Unemployment rate
4.8%
Show 4 more
Population
377,292
Income adjusted for cost of living
$92,500
Net moves in (IRS)
+996
Cost of living (US = 100)
101.1
Schools, risk and environment
School rating (1 to 10)
7.7
FEMA hazard risk score (0 to 100)
90.1
Unhealthy air days a year
11
Show 4 more
Flood risk score
89.4
Wildfire risk score
97.7
Walkability (1 to 20)
10.0
Road, rail and air noise
53 dB
Questions people ask
Is Larimer County, CO overvalued?
Home prices in Larimer County, CO are slightly above what local incomes have historically supported: fair value is about $519,436, so the area is 5.0% overvalued.
Is Larimer County, CO a buyer's or seller's market?
Larimer County, CO is a buyer's market: homes take about 67 days to sell, listings are up 9% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Larimer County, CO?
Home values in Larimer County, CO are down 0.3% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Larimer County, CO?
A household needs about $118,275 a year to afford the typical home in Larimer County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,518.