Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$475,661+0.4% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$103,113About 1.4× the local median income ($74,437): a stretch for a typical household
Days on market117 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hinsdale County, CO is worth $475,661, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $489,653, so the area is 2.9% undervalued. It is a balanced market: homes take about 117 days to sell, listings are down 27% from a year ago, 18% of listings have had a price cut. A household needs about $103,113 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,437. In the latest IRS figures, 34 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$475,661
Change in 1 year
+0.4%
Overvalued %
−2.9%
Show 6 more
Fair home value
$489,653
Change in 5 years
+15.5%
Home value to income
6.4×
Monthly mortgage payment (20% down)
$2,578
Income needed to afford it
$103,113
Property tax rate
0.31%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,316
Market activity
Listings vs a year ago
−26.7%
Days on market
117
Listings with a price cut
18.2%
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Homes for sale
22
Pending sales per 100 listings
5
Asking price per sq ft
$420
People and jobs
Median household income
$74,437
Population change (1 year)
0.0%
Unemployment rate
0.0%
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Population
753
Income adjusted for cost of living
$76,346
Net moves in (IRS)
+34
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
1.0
Flood risk score
7.3
Show 3 more
Wildfire risk score
50.2
Walkability (1 to 20)
6.7
Road, rail and air noise
51 dB
Questions people ask
Is Hinsdale County, CO overvalued?
Home prices in Hinsdale County, CO are slightly below what local incomes have historically supported: fair value is about $489,653, so the area is 2.9% undervalued.
Is Hinsdale County, CO a buyer's or seller's market?
Hinsdale County, CO is a balanced market: homes take about 117 days to sell, listings are down 27% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Hinsdale County, CO?
Home values in Hinsdale County, CO are up 0.4% over the last year.
How much do you need to earn to buy a home in Hinsdale County, CO?
A household needs about $103,113 a year to afford the typical home in Hinsdale County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,437.