Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$415,702+2.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$90,116About 0.9× the local median income ($99,439): affordable for a typical household
Days on market47 daysFaster than a year ago: sellers have the edge
Next 12 months+1.6%Zillow expects prices to rise slightly
The typical home in Saint Croix County, WI is worth $415,702, up 2.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $328,993, so the area is 26.4% overvalued. It is a buyer's market: homes take about 47 days to sell, listings are up 33% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 1.6% over the next year. A household needs about $90,116 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $99,439. Typical rent is $1,747 a month, or $2,459 for a house. In the latest IRS figures, 287 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$415,702
Change in 1 year
+2.1%
Overvalued %
+26.4%
Show 7 more
Fair home value
$328,993
Change in 5 years
+17.3%
Zillow forecast, next 12 months
+1.6%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$2,253
Income needed to afford it
$90,116
Property tax rate
1.17%
Rent and investing
Typical rent
$1,747
Typical rent for houses
$2,459
Price-to-rent ratio
19.8×
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HUD Fair Market Rent, 2 bedrooms
$1,734
Gross rental yield
5.04%
Cap rate (estimate)
3.28%
Market activity
Listings vs a year ago
+33.3%
Days on market
47
Listings with a price cut
21.9%
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Homes for sale
348
Pending sales per 100 listings
27
Asking price per sq ft
$233
People and jobs
Median household income
$99,439
Population change (1 year)
+0.6%
Unemployment rate
2.6%
Show 4 more
Population
98,276
Income adjusted for cost of living
$94,885
Net moves in (IRS)
+287
Cost of living (US = 100)
104.8
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
64.1
Flood risk score
64.1
Show 3 more
Wildfire risk score
45.3
Walkability (1 to 20)
6.8
Road, rail and air noise
54 dB
Questions people ask
Is Saint Croix County, WI overvalued?
Home prices in Saint Croix County, WI are well above what local incomes have historically supported: fair value is about $328,993, so the area is 26.4% overvalued.
Is Saint Croix County, WI a buyer's or seller's market?
Saint Croix County, WI is a buyer's market: homes take about 47 days to sell, listings are up 33% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Saint Croix County, WI?
Home values in Saint Croix County, WI are up 2.1% over the last year. Zillow's forecast for the next 12 months is +1.6%.
How much do you need to earn to buy a home in Saint Croix County, WI?
A household needs about $90,116 a year to afford the typical home in Saint Croix County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $99,439.