Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$313,555+8.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$67,972About 0.9× the local median income ($75,147): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+5.2%Zillow expects prices to rise strongly
The typical home in Oconto County, WI is worth $313,555, up 8.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $225,043, so the area is 39.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 63% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 5.2% over the next year. A household needs about $67,972 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,147. In the latest IRS figures, 150 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$313,555
Change in 1 year
+8.2%
Overvalued %
+39.3%
Show 7 more
Fair home value
$225,043
Change in 5 years
+46.9%
Zillow forecast, next 12 months
+5.2%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,699
Income needed to afford it
$67,972
Property tax rate
1.18%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+62.9%
Days on market
61
Listings with a price cut
16.0%
Show 3 more
Homes for sale
158
Pending sales per 100 listings
7
Asking price per sq ft
$219
People and jobs
Median household income
$75,147
Population change (1 year)
+0.5%
Unemployment rate
2.0%
Show 4 more
Population
40,195
Income adjusted for cost of living
$80,716
Net moves in (IRS)
+150
Cost of living (US = 100)
93.1
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
61.5
Flood risk score
68.8
Show 3 more
Wildfire risk score
38.8
Walkability (1 to 20)
5.4
Road, rail and air noise
53 dB
Questions people ask
Is Oconto County, WI overvalued?
Home prices in Oconto County, WI are well above what local incomes have historically supported: fair value is about $225,043, so the area is 39.3% overvalued.
Is Oconto County, WI a buyer's or seller's market?
Oconto County, WI is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 63% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Oconto County, WI?
Home values in Oconto County, WI are up 8.2% over the last year. Zillow's forecast for the next 12 months is +5.2%.
How much do you need to earn to buy a home in Oconto County, WI?
A household needs about $67,972 a year to afford the typical home in Oconto County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,147.