Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$369,355+5.3% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$80,068About 0.9× the local median income ($84,325): affordable for a typical household
Days on market60 daysSlower than a year ago: buyers have time to negotiate
The typical home in Jefferson County, WI is worth $369,355, up 5.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $312,586, so the area is 18.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 24% from a year ago, 18% of listings have had a price cut. A household needs about $80,068 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,325. Typical rent is $1,315 a month. In the latest IRS figures, 108 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$369,355
Change in 1 year
+5.3%
Overvalued %
+18.2%
Show 6 more
Fair home value
$312,586
Change in 5 years
+31.5%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$2,002
Income needed to afford it
$80,068
Property tax rate
1.46%
Rent and investing
Typical rent
$1,315
Price-to-rent ratio
23.4×
HUD Fair Market Rent, 2 bedrooms
$1,209
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Gross rental yield
4.27%
Cap rate (estimate)
2.78%
Market activity
Listings vs a year ago
+23.7%
Days on market
60
Listings with a price cut
17.8%
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Homes for sale
235
Pending sales per 100 listings
20
Asking price per sq ft
$228
People and jobs
Median household income
$84,325
Population change (1 year)
−0.0%
Unemployment rate
3.5%
Show 4 more
Population
86,505
Income adjusted for cost of living
$94,113
Net moves in (IRS)
+108
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
75.8
Unhealthy air days a year
2
Show 4 more
Flood risk score
79.5
Wildfire risk score
39.9
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Jefferson County, WI overvalued?
Home prices in Jefferson County, WI are well above what local incomes have historically supported: fair value is about $312,586, so the area is 18.2% overvalued.
Is Jefferson County, WI a buyer's or seller's market?
Jefferson County, WI is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 24% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Jefferson County, WI?
Home values in Jefferson County, WI are up 5.3% over the last year.
How much do you need to earn to buy a home in Jefferson County, WI?
A household needs about $80,068 a year to afford the typical home in Jefferson County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,325.