Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$567,353+4.3% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$122,990About 1.5× the local median income ($81,343): hard to afford
Days on market114 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.6%Zillow expects prices to rise slightly
The typical home in Rappahannock County, VA is worth $567,353, up 4.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $463,899, so the area is 22.3% overvalued. It is a buyer's market: homes take about 114 days to sell, listings are up 18% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $122,990 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,343. In the latest IRS figures, 56 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$567,353
Change in 1 year
+4.3%
Overvalued %
+22.3%
Show 7 more
Fair home value
$463,899
Change in 5 years
+23.2%
Zillow forecast, next 12 months
+0.6%
Home value to income
7.0×
Monthly mortgage payment (20% down)
$3,075
Income needed to afford it
$122,990
Property tax rate
0.49%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,555
Market activity
Listings vs a year ago
+18.2%
Days on market
114
Listings with a price cut
25.8%
Show 3 more
Homes for sale
52
Pending sales per 100 listings
21
Asking price per sq ft
$344
People and jobs
Median household income
$81,343
Population change (1 year)
−0.1%
Unemployment rate
9.2%
Show 4 more
Population
7,439
Income adjusted for cost of living
$74,695
Net moves in (IRS)
+56
Cost of living (US = 100)
108.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
6.9
Flood risk score
20.5
Show 3 more
Wildfire risk score
38.5
Walkability (1 to 20)
5.4
Road, rail and air noise
54 dB
Questions people ask
Is Rappahannock County, VA overvalued?
Home prices in Rappahannock County, VA are well above what local incomes have historically supported: fair value is about $463,899, so the area is 22.3% overvalued.
Is Rappahannock County, VA a buyer's or seller's market?
Rappahannock County, VA is a buyer's market: homes take about 114 days to sell, listings are up 18% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Rappahannock County, VA?
Home values in Rappahannock County, VA are up 4.3% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Rappahannock County, VA?
A household needs about $122,990 a year to afford the typical home in Rappahannock County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,343.