Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$792,206+1.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$171,734About 1.0× the local median income ($177,457): affordable for a typical household
Days on market37 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.6%Zillow expects prices to rise slightly
The typical home in Loudoun County, VA is worth $792,206, up 1.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $737,563, so the area is 7.4% overvalued. It is a buyer's market: homes take about 37 days to sell, listings are up 39% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $171,734 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $177,457. Typical rent is $2,826 a month, or $3,771 for a house. In the latest IRS figures, 598 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$792,206
Change in 1 year
+1.6%
Overvalued %
+7.4%
Show 7 more
Fair home value
$737,563
Change in 5 years
+21.2%
Zillow forecast, next 12 months
+0.6%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$4,293
Income needed to afford it
$171,734
Property tax rate
0.85%
Rent and investing
Typical rent
$2,826
Typical rent for houses
$3,771
Price-to-rent ratio
23.4×
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HUD Fair Market Rent, 2 bedrooms
$2,438
Gross rental yield
4.28%
Cap rate (estimate)
2.78%
Market activity
Listings vs a year ago
+39.3%
Days on market
37
Listings with a price cut
24.6%
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Homes for sale
975
Pending sales per 100 listings
39
Asking price per sq ft
$305
People and jobs
Median household income
$177,457
Population change (1 year)
+1.4%
Unemployment rate
3.3%
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Population
449,749
Income adjusted for cost of living
$162,954
Net moves in (IRS)
−598
Cost of living (US = 100)
108.9
Schools, risk and environment
School rating (1 to 10)
7.4
FEMA hazard risk score (0 to 100)
78.1
Unhealthy air days a year
1
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Flood risk score
83.9
Wildfire risk score
37.4
Walkability (1 to 20)
7.9
Road, rail and air noise
53 dB
Questions people ask
Is Loudoun County, VA overvalued?
Home prices in Loudoun County, VA are slightly above what local incomes have historically supported: fair value is about $737,563, so the area is 7.4% overvalued.
Is Loudoun County, VA a buyer's or seller's market?
Loudoun County, VA is a buyer's market: homes take about 37 days to sell, listings are up 39% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Loudoun County, VA?
Home values in Loudoun County, VA are up 1.6% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Loudoun County, VA?
A household needs about $171,734 a year to afford the typical home in Loudoun County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $177,457.