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Van Zandt County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$276,416−0.1% YoY · prices are flat
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$59,921About 0.9× the local median income ($67,538): affordable for a typical household
Days on market90 daysSlower than a year ago: buyers have time to negotiate

The typical home in Van Zandt County, TX is worth $276,416, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $262,066, so the area is 5.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 90 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut. A household needs about $59,921 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,538. Typical rent is $1,469 a month. In the latest IRS figures, 1,012 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$276,416
Change in 1 year−0.1%
Overvalued %+5.5%
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Fair home value$262,066
Change in 5 years+4.3%
Home value to income4.1×
Monthly mortgage payment (20% down)$1,498
Income needed to afford it$59,921
Property tax rate1.03%

Rent and investing

Typical rent$1,469
Price-to-rent ratio15.7×
HUD Fair Market Rent, 2 bedrooms$1,184
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Gross rental yield6.38%
Cap rate (estimate)4.15%

Market activity

Listings vs a year ago−10.0%
Days on market90
Listings with a price cut19.3%
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Homes for sale333
Pending sales per 100 listings18
Asking price per sq ft$193

People and jobs

Median household income$67,538
Population change (1 year)+1.3%
Unemployment rate3.5%
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Population66,130
Income adjusted for cost of living$76,923
Net moves in (IRS)+1,012
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)5.5
FEMA hazard risk score (0 to 100)58.8
Flood risk score53.6
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Wildfire risk score69.1
Walkability (1 to 20)4.7
Road, rail and air noise53 dB

Questions people ask

Is Van Zandt County, TX overvalued?
Home prices in Van Zandt County, TX are slightly above what local incomes have historically supported: fair value is about $262,066, so the area is 5.5% overvalued.
Is Van Zandt County, TX a buyer's or seller's market?
Van Zandt County, TX is a balanced market, leaning toward buyers: homes take about 90 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Van Zandt County, TX?
Home values in Van Zandt County, TX are down 0.1% over the last year.
How much do you need to earn to buy a home in Van Zandt County, TX?
A household needs about $59,921 a year to afford the typical home in Van Zandt County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,538.

Nearby and similar counties

ZIP codes in Van Zandt County (open on the map)

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