Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,677−1.5% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$48,922About 0.8× the local median income ($61,204): affordable for a typical household
Days on market84 daysFaster than a year ago: sellers have the edge
The typical home in Titus County, TX is worth $225,677, down 1.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $215,030, so the area is 5.0% overvalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 8% from a year ago, 15% of listings have had a price cut. A household needs about $48,922 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,204. Typical rent is $1,606 a month. In the latest IRS figures, 86 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,677
Change in 1 year
−1.5%
Overvalued %
+5.0%
Show 6 more
Fair home value
$215,030
Change in 5 years
+9.0%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,223
Income needed to afford it
$48,922
Property tax rate
1.21%
Rent and investing
Typical rent
$1,606
Price-to-rent ratio
11.7×
HUD Fair Market Rent, 2 bedrooms
$1,045
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Gross rental yield
8.54%
Cap rate (estimate)
5.55%
Market activity
Listings vs a year ago
−7.8%
Days on market
84
Listings with a price cut
14.8%
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Homes for sale
141
Pending sales per 100 listings
17
Asking price per sq ft
$171
People and jobs
Median household income
$61,204
Population change (1 year)
−0.2%
Unemployment rate
3.1%
Show 4 more
Population
31,563
Income adjusted for cost of living
$69,708
Net moves in (IRS)
−86
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.4
FEMA hazard risk score (0 to 100)
46.8
Flood risk score
31.9
Show 3 more
Wildfire risk score
73.4
Walkability (1 to 20)
5.8
Road, rail and air noise
53 dB
Questions people ask
Is Titus County, TX overvalued?
Home prices in Titus County, TX are slightly above what local incomes have historically supported: fair value is about $215,030, so the area is 5.0% overvalued.
Is Titus County, TX a buyer's or seller's market?
Titus County, TX is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 8% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Titus County, TX?
Home values in Titus County, TX are down 1.5% over the last year.
How much do you need to earn to buy a home in Titus County, TX?
A household needs about $48,922 a year to afford the typical home in Titus County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,204.