Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$227,542+1.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$49,326About 0.7× the local median income ($66,263): affordable for a typical household
Days on market82 daysAbout the same pace as a year ago
The typical home in Navarro County, TX is worth $227,542, up 1.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $212,078, so the area is 7.3% overvalued. It is a buyer's market: homes take about 82 days to sell, listings are up 3% from a year ago, 27% of listings have had a price cut. A household needs about $49,326 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,263. Typical rent is $1,354 a month. In the latest IRS figures, 757 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$227,542
Change in 1 year
+1.7%
Overvalued %
+7.3%
Show 6 more
Fair home value
$212,078
Change in 5 years
+22.5%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,233
Income needed to afford it
$49,326
Property tax rate
1.20%
Rent and investing
Typical rent
$1,354
Price-to-rent ratio
14.0×
HUD Fair Market Rent, 2 bedrooms
$1,139
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Gross rental yield
7.14%
Cap rate (estimate)
4.64%
Market activity
Listings vs a year ago
+3.1%
Days on market
82
Listings with a price cut
27.2%
Show 3 more
Homes for sale
264
Pending sales per 100 listings
18
Asking price per sq ft
$167
People and jobs
Median household income
$66,263
Population change (1 year)
+1.2%
Unemployment rate
4.4%
Show 4 more
Population
57,181
Income adjusted for cost of living
$75,470
Net moves in (IRS)
+757
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
75.3
Unhealthy air days a year
1
Show 4 more
Flood risk score
68.3
Wildfire risk score
82.3
Walkability (1 to 20)
5.9
Road, rail and air noise
52 dB
Questions people ask
Is Navarro County, TX overvalued?
Home prices in Navarro County, TX are slightly above what local incomes have historically supported: fair value is about $212,078, so the area is 7.3% overvalued.
Is Navarro County, TX a buyer's or seller's market?
Navarro County, TX is a buyer's market: homes take about 82 days to sell, listings are up 3% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Navarro County, TX?
Home values in Navarro County, TX are up 1.7% over the last year.
How much do you need to earn to buy a home in Navarro County, TX?
A household needs about $49,326 a year to afford the typical home in Navarro County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,263.