Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$227,480−2.3% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$49,313About 0.7× the local median income ($69,048): affordable for a typical household
Days on market92 daysFaster than a year ago: sellers have the edge
The typical home in Freestone County, TX is worth $227,480, down 2.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $250,318, so the area is 9.1% undervalued. It is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are down 20% from a year ago, 12% of listings have had a price cut. A household needs about $49,313 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,048. In the latest IRS figures, 239 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$227,480
Change in 1 year
−2.3%
Overvalued %
−9.1%
Show 6 more
Fair home value
$250,318
Change in 5 years
+5.4%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,233
Income needed to afford it
$49,313
Property tax rate
0.94%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−20.2%
Days on market
92
Listings with a price cut
12.0%
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Homes for sale
67
Pending sales per 100 listings
24
Asking price per sq ft
$130
People and jobs
Median household income
$69,048
Population change (1 year)
+0.6%
Unemployment rate
3.0%
Show 4 more
Population
20,811
Income adjusted for cost of living
$78,642
Net moves in (IRS)
+239
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
56.5
Flood risk score
47.0
Show 3 more
Wildfire risk score
70.1
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Freestone County, TX overvalued?
Home prices in Freestone County, TX are slightly below what local incomes have historically supported: fair value is about $250,318, so the area is 9.1% undervalued.
Is Freestone County, TX a buyer's or seller's market?
Freestone County, TX is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are down 20% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Freestone County, TX?
Home values in Freestone County, TX are down 2.3% over the last year.
How much do you need to earn to buy a home in Freestone County, TX?
A household needs about $49,313 a year to afford the typical home in Freestone County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,048.