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Lavaca County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$289,905+1.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$62,845About 0.9× the local median income ($68,916): affordable for a typical household
Days on market80 daysFaster than a year ago: sellers have the edge

The typical home in Lavaca County, TX is worth $289,905, up 1.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $286,229, so the area is 1.3% overvalued. It is a buyer's market: homes take about 80 days to sell, listings are up 25% from a year ago, 12% of listings have had a price cut. A household needs about $62,845 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,916. In the latest IRS figures, 51 more people moved in than out.

Home value over time

$0K$100K$200K$300K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$289,905
Change in 1 year+1.4%
Overvalued %+1.3%
Show 6 more
Fair home value$286,229
Change in 5 years+6.3%
Home value to income4.2×
Monthly mortgage payment (20% down)$1,571
Income needed to afford it$62,845
Property tax rate0.89%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,086

Market activity

Listings vs a year ago+25.0%
Days on market80
Listings with a price cut12.0%
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Homes for sale75
Pending sales per 100 listings12
Asking price per sq ft$163

People and jobs

Median household income$68,916
Population change (1 year)+0.6%
Unemployment rate3.0%
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Population20,651
Income adjusted for cost of living$78,492
Net moves in (IRS)+51
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)8.5
FEMA hazard risk score (0 to 100)78.9
Flood risk score85.8
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Wildfire risk score37.2
Walkability (1 to 20)5.9
Road, rail and air noise53 dB

Questions people ask

Is Lavaca County, TX overvalued?
Home prices in Lavaca County, TX are slightly above what local incomes have historically supported: fair value is about $286,229, so the area is 1.3% overvalued.
Is Lavaca County, TX a buyer's or seller's market?
Lavaca County, TX is a buyer's market: homes take about 80 days to sell, listings are up 25% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Lavaca County, TX?
Home values in Lavaca County, TX are up 1.4% over the last year.
How much do you need to earn to buy a home in Lavaca County, TX?
A household needs about $62,845 a year to afford the typical home in Lavaca County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,916.

Nearby and similar counties

ZIP codes in Lavaca County (open on the map)

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