Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$194,510+2.3% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$42,166About 0.7× the local median income ($62,559): affordable for a typical household
Days on market86 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.1%Zillow expects prices to rise slightly
The typical home in Bowie County, TX is worth $194,510, up 2.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $209,641, so the area is 7.2% undervalued. It is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 1% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 1.1% over the next year. A household needs about $42,166 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,559. Typical rent is $1,314 a month, or $1,537 for a house. In the latest IRS figures, 13 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$194,510
Change in 1 year
+2.3%
Overvalued %
−7.2%
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Fair home value
$209,641
Change in 5 years
+3.7%
Zillow forecast, next 12 months
+1.1%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,054
Income needed to afford it
$42,166
Property tax rate
1.18%
Rent and investing
Typical rent
$1,314
Typical rent for houses
$1,537
Price-to-rent ratio
12.3×
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HUD Fair Market Rent, 2 bedrooms
$1,118
Gross rental yield
8.11%
Cap rate (estimate)
5.27%
Market activity
Listings vs a year ago
+1.2%
Days on market
86
Listings with a price cut
14.0%
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Homes for sale
405
Pending sales per 100 listings
18
Asking price per sq ft
$135
People and jobs
Median household income
$62,559
Population change (1 year)
+0.0%
Unemployment rate
4.4%
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Population
92,696
Income adjusted for cost of living
$74,475
Net moves in (IRS)
+13
Cost of living (US = 100)
84.0
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
79.0
Unhealthy air days a year
1
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Flood risk score
68.9
Wildfire risk score
74.2
Walkability (1 to 20)
6.4
Road, rail and air noise
54 dB
Questions people ask
Is Bowie County, TX overvalued?
Home prices in Bowie County, TX are slightly below what local incomes have historically supported: fair value is about $209,641, so the area is 7.2% undervalued.
Is Bowie County, TX a buyer's or seller's market?
Bowie County, TX is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 1% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Bowie County, TX?
Home values in Bowie County, TX are up 2.3% over the last year. Zillow's forecast for the next 12 months is +1.1%.
How much do you need to earn to buy a home in Bowie County, TX?
A household needs about $42,166 a year to afford the typical home in Bowie County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,559.