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Susquehanna County, PA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$243,887+5.2% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$52,870About 0.8× the local median income ($69,771): affordable for a typical household
Days on market58 daysAbout the same pace as a year ago

The typical home in Susquehanna County, PA is worth $243,887, up 5.2% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $266,867, so the area is 8.6% undervalued. It is a seller's market: homes take about 58 days to sell, listings are down 15% from a year ago, 18% of listings have had a price cut. A household needs about $52,870 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,771. In the latest IRS figures, 183 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$243,887
Change in 1 year+5.2%
Overvalued %−8.6%
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Fair home value$266,867
Change in 5 years+20.7%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,322
Income needed to afford it$52,870
Property tax rate1.09%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,060

Market activity

Listings vs a year ago−15.0%
Days on market58
Listings with a price cut17.6%
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Homes for sale96
Pending sales per 100 listings46
Asking price per sq ft$173

People and jobs

Median household income$69,771
Population change (1 year)+0.1%
Unemployment rate5.9%
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Population38,237
Income adjusted for cost of living$77,266
Net moves in (IRS)+183
Cost of living (US = 100)90.3

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)53.6
Unhealthy air days a year2
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Flood risk score71.0
Wildfire risk score21.2
Walkability (1 to 20)5.9
Road, rail and air noise54 dB

Questions people ask

Is Susquehanna County, PA overvalued?
Home prices in Susquehanna County, PA are slightly below what local incomes have historically supported: fair value is about $266,867, so the area is 8.6% undervalued.
Is Susquehanna County, PA a buyer's or seller's market?
Susquehanna County, PA is a seller's market: homes take about 58 days to sell, listings are down 15% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Susquehanna County, PA?
Home values in Susquehanna County, PA are up 5.2% over the last year.
How much do you need to earn to buy a home in Susquehanna County, PA?
A household needs about $52,870 a year to afford the typical home in Susquehanna County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,771.

Nearby and similar counties

ZIP codes in Susquehanna County (open on the map)

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