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Fulton County, PA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$239,744+6.9% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$51,971About 0.7× the local median income ($69,381): affordable for a typical household
Days on market79 daysSlower than a year ago: buyers have time to negotiate

The typical home in Fulton County, PA is worth $239,744, up 6.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $245,961, so the area is 2.5% undervalued. It is a balanced market, leaning toward buyers: homes take about 79 days to sell, listings are up 27% from a year ago, 24% of listings have had a price cut. A household needs about $51,971 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,381. In the latest IRS figures, 37 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$239,744
Change in 1 year+6.9%
Overvalued %−2.5%
Show 6 more
Fair home value$245,961
Change in 5 years+21.6%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,299
Income needed to afford it$51,971
Property tax rate1.02%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+26.7%
Days on market79
Listings with a price cut23.5%
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Homes for sale19
Pending sales per 100 listings37
Asking price per sq ft$198

People and jobs

Median household income$69,381
Population change (1 year)−0.0%
Unemployment rate2.9%
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Population14,483
Income adjusted for cost of living$76,834
Net moves in (IRS)+37
Cost of living (US = 100)90.3

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)7.8
Flood risk score21.5
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Wildfire risk score22.8
Walkability (1 to 20)4.9
Road, rail and air noise56 dB

Questions people ask

Is Fulton County, PA overvalued?
Home prices in Fulton County, PA are slightly below what local incomes have historically supported: fair value is about $245,961, so the area is 2.5% undervalued.
Is Fulton County, PA a buyer's or seller's market?
Fulton County, PA is a balanced market, leaning toward buyers: homes take about 79 days to sell, listings are up 27% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Fulton County, PA?
Home values in Fulton County, PA are up 6.9% over the last year.
How much do you need to earn to buy a home in Fulton County, PA?
A household needs about $51,971 a year to afford the typical home in Fulton County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,381.

Nearby and similar counties

ZIP codes in Fulton County (open on the map)

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