Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$332,868+3.8% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$72,159About 1.1× the local median income ($67,339): a stretch for a typical household
Days on market82 daysSlower than a year ago: buyers have time to negotiate
The typical home in Union County, OR is worth $332,868, up 3.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $290,651, so the area is 14.5% overvalued. It is a buyer's market: homes take about 82 days to sell, listings are up 17% from a year ago, 27% of listings have had a price cut. A household needs about $72,159 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,339. Typical rent is $1,181 a month. In the latest IRS figures, 31 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$332,868
Change in 1 year
+3.8%
Overvalued %
+14.5%
Show 6 more
Fair home value
$290,651
Change in 5 years
+27.7%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$1,804
Income needed to afford it
$72,159
Property tax rate
0.83%
Rent and investing
Typical rent
$1,181
Price-to-rent ratio
23.5×
HUD Fair Market Rent, 2 bedrooms
$1,114
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Gross rental yield
4.26%
Cap rate (estimate)
2.77%
Market activity
Listings vs a year ago
+17.1%
Days on market
82
Listings with a price cut
27.3%
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Homes for sale
82
Pending sales per 100 listings
32
Asking price per sq ft
$229
People and jobs
Median household income
$67,339
Population change (1 year)
−0.2%
Unemployment rate
5.7%
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Population
25,900
Income adjusted for cost of living
$69,279
Net moves in (IRS)
−31
Cost of living (US = 100)
97.2
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
43.5
Unhealthy air days a year
0
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Flood risk score
37.5
Wildfire risk score
91.9
Walkability (1 to 20)
10.6
Road, rail and air noise
53 dB
Questions people ask
Is Union County, OR overvalued?
Home prices in Union County, OR are well above what local incomes have historically supported: fair value is about $290,651, so the area is 14.5% overvalued.
Is Union County, OR a buyer's or seller's market?
Union County, OR is a buyer's market: homes take about 82 days to sell, listings are up 17% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Union County, OR?
Home values in Union County, OR are up 3.8% over the last year.
How much do you need to earn to buy a home in Union County, OR?
A household needs about $72,159 a year to afford the typical home in Union County, OR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,339.