Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$312,771+2.8% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$67,802About 1.0× the local median income ($67,908): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Umatilla County, OR is worth $312,771, up 2.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $263,157, so the area is 18.9% overvalued. It is a buyer's market: homes take about 75 days to sell, listings are up 24% from a year ago, 22% of listings have had a price cut. A household needs about $67,802 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,908. Typical rent is $1,536 a month. In the latest IRS figures, 91 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$312,771
Change in 1 year
+2.8%
Overvalued %
+18.9%
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Fair home value
$263,157
Change in 5 years
+19.9%
Home value to income
4.6×
Monthly mortgage payment (20% down)
$1,695
Income needed to afford it
$67,802
Property tax rate
0.91%
Rent and investing
Typical rent
$1,536
Price-to-rent ratio
17.0×
HUD Fair Market Rent, 2 bedrooms
$1,131
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Gross rental yield
5.89%
Cap rate (estimate)
3.83%
Market activity
Listings vs a year ago
+24.2%
Days on market
75
Listings with a price cut
21.7%
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Homes for sale
241
Pending sales per 100 listings
38
Asking price per sq ft
$222
People and jobs
Median household income
$67,908
Population change (1 year)
+0.2%
Unemployment rate
5.0%
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Population
81,119
Income adjusted for cost of living
$69,864
Net moves in (IRS)
−91
Cost of living (US = 100)
97.2
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
82.3
Unhealthy air days a year
0
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Flood risk score
81.5
Wildfire risk score
96.2
Walkability (1 to 20)
9.7
Road, rail and air noise
53 dB
Questions people ask
Is Umatilla County, OR overvalued?
Home prices in Umatilla County, OR are well above what local incomes have historically supported: fair value is about $263,157, so the area is 18.9% overvalued.
Is Umatilla County, OR a buyer's or seller's market?
Umatilla County, OR is a buyer's market: homes take about 75 days to sell, listings are up 24% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Umatilla County, OR?
Home values in Umatilla County, OR are up 2.8% over the last year.
How much do you need to earn to buy a home in Umatilla County, OR?
A household needs about $67,802 a year to afford the typical home in Umatilla County, OR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,908.