Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$297,516−0.4% YoY · prices are flat
Market right nowBuyer's marketFewer homes for sale than last year, 29% have cut their price
Income needed to buy, per year$64,495About 1.1× the local median income ($61,369): a stretch for a typical household
Days on market113 daysSlower than a year ago: buyers have time to negotiate
The typical home in Baker County, OR is worth $297,516, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $257,012, so the area is 15.8% overvalued. It is a buyer's market: homes take about 113 days to sell, listings are down 0% from a year ago, 29% of listings have had a price cut. A household needs about $64,495 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,369. In the latest IRS figures, 36 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$297,516
Change in 1 year
−0.4%
Overvalued %
+15.8%
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Fair home value
$257,012
Change in 5 years
+22.9%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,612
Income needed to afford it
$64,495
Property tax rate
0.78%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
0.0%
Days on market
113
Listings with a price cut
28.6%
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Homes for sale
92
Pending sales per 100 listings
26
Asking price per sq ft
$229
People and jobs
Median household income
$61,369
Population change (1 year)
−0.6%
Unemployment rate
5.6%
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Population
16,658
Income adjusted for cost of living
$63,137
Net moves in (IRS)
−36
Cost of living (US = 100)
97.2
Schools, risk and environment
School rating (1 to 10)
7.9
FEMA hazard risk score (0 to 100)
48.2
Unhealthy air days a year
0
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Flood risk score
47.8
Wildfire risk score
96.1
Walkability (1 to 20)
9.1
Road, rail and air noise
52 dB
Questions people ask
Is Baker County, OR overvalued?
Home prices in Baker County, OR are well above what local incomes have historically supported: fair value is about $257,012, so the area is 15.8% overvalued.
Is Baker County, OR a buyer's or seller's market?
Baker County, OR is a buyer's market: homes take about 113 days to sell, listings are down 0% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Baker County, OR?
Home values in Baker County, OR are down 0.4% over the last year.
How much do you need to earn to buy a home in Baker County, OR?
A household needs about $64,495 a year to afford the typical home in Baker County, OR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,369.