Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$123,418+8.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 13% have cut their price
Income needed to buy, per year$26,755About 0.5× the local median income ($50,893): affordable for a typical household
Days on market87 daysAbout the same pace as a year ago
The typical home in Seminole County, OK is worth $123,418, up 8.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $106,412, so the area is 16.0% overvalued. It is a seller's market: homes take about 87 days to sell, listings are down 23% from a year ago, 13% of listings have had a price cut. A household needs about $26,755 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,893. Typical rent is $799 a month. In the latest IRS figures, 11 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$123,418
Change in 1 year
+8.1%
Overvalued %
+16.0%
Show 6 more
Fair home value
$106,412
Change in 5 years
+35.4%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$669
Income needed to afford it
$26,755
Property tax rate
0.62%
Rent and investing
Typical rent
$799
Price-to-rent ratio
12.9×
HUD Fair Market Rent, 2 bedrooms
$916
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Gross rental yield
7.77%
Cap rate (estimate)
5.05%
Market activity
Listings vs a year ago
−22.7%
Days on market
87
Listings with a price cut
13.2%
Show 3 more
Homes for sale
99
Pending sales per 100 listings
28
Asking price per sq ft
$123
People and jobs
Median household income
$50,893
Population change (1 year)
+0.4%
Unemployment rate
6.3%
Show 4 more
Population
23,441
Income adjusted for cost of living
$60,877
Net moves in (IRS)
+11
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
3.5
FEMA hazard risk score (0 to 100)
57.1
Flood risk score
38.2
Show 3 more
Wildfire risk score
91.1
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Seminole County, OK overvalued?
Home prices in Seminole County, OK are well above what local incomes have historically supported: fair value is about $106,412, so the area is 16.0% overvalued.
Is Seminole County, OK a buyer's or seller's market?
Seminole County, OK is a seller's market: homes take about 87 days to sell, listings are down 23% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Seminole County, OK?
Home values in Seminole County, OK are up 8.1% over the last year.
How much do you need to earn to buy a home in Seminole County, OK?
A household needs about $26,755 a year to afford the typical home in Seminole County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,893.