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Beaver County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$131,314−1.1% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$28,466About 0.4× the local median income ($70,555): affordable for a typical household
Days on market90 daysSlower than a year ago: buyers have time to negotiate

The typical home in Beaver County, OK is worth $131,314, down 1.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $146,560, so the area is 10.4% undervalued. It is a buyer's market: homes take about 90 days to sell, listings are up 12% from a year ago, 22% of listings have had a price cut. A household needs about $28,466 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,555. In the latest IRS figures, 1 more people moved in than out.

Home value over time

$0K$50K$100K$150K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$131,314
Change in 1 year−1.1%
Overvalued %−10.4%
Show 6 more
Fair home value$146,560
Change in 5 years+5.3%
Home value to income1.9×
Monthly mortgage payment (20% down)$712
Income needed to afford it$28,466
Property tax rate0.78%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$916

Market activity

Listings vs a year ago+11.8%
Days on market90
Listings with a price cut22.2%
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Homes for sale19
Pending sales per 100 listings42
Asking price per sq ft$92

People and jobs

Median household income$70,555
Population change (1 year)−0.7%
Unemployment rate2.6%
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Population4,882
Income adjusted for cost of living$84,396
Net moves in (IRS)+1
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)37.8
Flood risk score5.3
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Wildfire risk score85.7
Walkability (1 to 20)5.3
Road, rail and air noise53 dB

Questions people ask

Is Beaver County, OK overvalued?
Home prices in Beaver County, OK are well below what local incomes have historically supported: fair value is about $146,560, so the area is 10.4% undervalued.
Is Beaver County, OK a buyer's or seller's market?
Beaver County, OK is a buyer's market: homes take about 90 days to sell, listings are up 12% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Beaver County, OK?
Home values in Beaver County, OK are down 1.1% over the last year.
How much do you need to earn to buy a home in Beaver County, OK?
A household needs about $28,466 a year to afford the typical home in Beaver County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,555.

Nearby and similar counties

ZIP codes in Beaver County (open on the map)

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