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Woodward County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$135,068+1.3% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 7% have cut their price
Income needed to buy, per year$29,280About 0.5× the local median income ($62,279): affordable for a typical household
Days on market88 daysAbout the same pace as a year ago

The typical home in Woodward County, OK is worth $135,068, up 1.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $132,129, so the area is 2.2% overvalued. It is a seller's market: homes take about 88 days to sell, listings are down 22% from a year ago, 7% of listings have had a price cut. A household needs about $29,280 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,279. In the latest IRS figures, 29 more people moved out than in.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$135,068
Change in 1 year+1.3%
Overvalued %+2.2%
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Fair home value$132,129
Change in 5 years+10.0%
Home value to income2.2×
Monthly mortgage payment (20% down)$732
Income needed to afford it$29,280
Property tax rate0.58%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,001

Market activity

Listings vs a year ago−22.2%
Days on market88
Listings with a price cut7.2%
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Homes for sale56
Pending sales per 100 listings43
Asking price per sq ft$102

People and jobs

Median household income$62,279
Population change (1 year)−0.4%
Unemployment rate6.2%
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Population19,827
Income adjusted for cost of living$74,496
Net moves in (IRS)−29
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)7.0
FEMA hazard risk score (0 to 100)41.6
Flood risk score36.8
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Wildfire risk score89.3
Walkability (1 to 20)7.1
Road, rail and air noise52 dB

Questions people ask

Is Woodward County, OK overvalued?
Home prices in Woodward County, OK are slightly above what local incomes have historically supported: fair value is about $132,129, so the area is 2.2% overvalued.
Is Woodward County, OK a buyer's or seller's market?
Woodward County, OK is a seller's market: homes take about 88 days to sell, listings are down 22% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Woodward County, OK?
Home values in Woodward County, OK are up 1.3% over the last year.
How much do you need to earn to buy a home in Woodward County, OK?
A household needs about $29,280 a year to afford the typical home in Woodward County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,279.

Nearby and similar counties

ZIP codes in Woodward County (open on the map)

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