Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$123,291+0.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$26,727About 0.5× the local median income ($50,771): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
The typical home in Coal County, OK is worth $123,291, up 0.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $106,591, so the area is 15.7% overvalued. It is a buyer's market: homes take about 52 days to sell, listings are up 17% from a year ago, 17% of listings have had a price cut. A household needs about $26,727 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,771. In the latest IRS figures, 43 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$123,291
Change in 1 year
+0.9%
Overvalued %
+15.7%
Show 6 more
Fair home value
$106,591
Change in 5 years
+31.2%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$668
Income needed to afford it
$26,727
Property tax rate
0.53%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$916
Market activity
Listings vs a year ago
+16.7%
Days on market
52
Listings with a price cut
16.7%
Show 3 more
Homes for sale
14
Pending sales per 100 listings
7
Asking price per sq ft
$112
People and jobs
Median household income
$50,771
Population change (1 year)
−0.4%
Unemployment rate
7.5%
Show 4 more
Population
5,436
Income adjusted for cost of living
$60,731
Net moves in (IRS)
+43
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
32.4
Flood risk score
12.1
Show 3 more
Wildfire risk score
86.8
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Coal County, OK overvalued?
Home prices in Coal County, OK are well above what local incomes have historically supported: fair value is about $106,591, so the area is 15.7% overvalued.
Is Coal County, OK a buyer's or seller's market?
Coal County, OK is a buyer's market: homes take about 52 days to sell, listings are up 17% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Coal County, OK?
Home values in Coal County, OK are up 0.9% over the last year.
How much do you need to earn to buy a home in Coal County, OK?
A household needs about $26,727 a year to afford the typical home in Coal County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,771.