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Jackson County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$114,643+3.6% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$24,852About 0.4× the local median income ($61,097): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge

The typical home in Jackson County, OK is worth $114,643, up 3.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $120,015, so the area is 4.5% undervalued. It is a seller's market: homes take about 60 days to sell, listings are down 29% from a year ago, 17% of listings have had a price cut. A household needs about $24,852 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,097. Typical rent is $943 a month. In the latest IRS figures, 204 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$114,643
Change in 1 year+3.6%
Overvalued %−4.5%
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Fair home value$120,015
Change in 5 years+15.4%
Home value to income1.9×
Monthly mortgage payment (20% down)$621
Income needed to afford it$24,852
Property tax rate0.59%

Rent and investing

Typical rent$943
Price-to-rent ratio10.1×
HUD Fair Market Rent, 2 bedrooms$916
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Gross rental yield9.87%
Cap rate (estimate)6.42%

Market activity

Listings vs a year ago−28.9%
Days on market60
Listings with a price cut17.1%
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Homes for sale91
Pending sales per 100 listings43
Asking price per sq ft$134

People and jobs

Median household income$61,097
Population change (1 year)+0.6%
Unemployment rate5.6%
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Population24,764
Income adjusted for cost of living$73,083
Net moves in (IRS)−204
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)7.2
FEMA hazard risk score (0 to 100)86.0
Flood risk score25.1
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Wildfire risk score65.9
Walkability (1 to 20)7.3
Road, rail and air noise52 dB

Questions people ask

Is Jackson County, OK overvalued?
Home prices in Jackson County, OK are slightly below what local incomes have historically supported: fair value is about $120,015, so the area is 4.5% undervalued.
Is Jackson County, OK a buyer's or seller's market?
Jackson County, OK is a seller's market: homes take about 60 days to sell, listings are down 29% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Jackson County, OK?
Home values in Jackson County, OK are up 3.6% over the last year.
How much do you need to earn to buy a home in Jackson County, OK?
A household needs about $24,852 a year to afford the typical home in Jackson County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,097.

Nearby and similar counties

ZIP codes in Jackson County (open on the map)

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