Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,746+5.3% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$38,315About 0.7× the local median income ($55,783): affordable for a typical household
Days on market85 daysSlower than a year ago: buyers have time to negotiate
The typical home in Nowata County, OK is worth $176,746, up 5.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $148,316, so the area is 19.2% overvalued. It is a balanced market: homes take about 85 days to sell, listings are up 21% from a year ago, 20% of listings have had a price cut. A household needs about $38,315 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,783. In the latest IRS figures, 122 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,746
Change in 1 year
+5.3%
Overvalued %
+19.2%
Show 6 more
Fair home value
$148,316
Change in 5 years
+30.3%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$958
Income needed to afford it
$38,315
Property tax rate
0.65%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$943
Market activity
Listings vs a year ago
+20.8%
Days on market
85
Listings with a price cut
19.5%
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Homes for sale
29
Pending sales per 100 listings
31
Asking price per sq ft
$99
People and jobs
Median household income
$55,783
Population change (1 year)
−0.0%
Unemployment rate
4.5%
Show 4 more
Population
9,522
Income adjusted for cost of living
$66,726
Net moves in (IRS)
+122
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
40.8
Unhealthy air days a year
4
Show 4 more
Flood risk score
29.0
Wildfire risk score
54.5
Walkability (1 to 20)
4.7
Road, rail and air noise
52 dB
Questions people ask
Is Nowata County, OK overvalued?
Home prices in Nowata County, OK are well above what local incomes have historically supported: fair value is about $148,316, so the area is 19.2% overvalued.
Is Nowata County, OK a buyer's or seller's market?
Nowata County, OK is a balanced market: homes take about 85 days to sell, listings are up 21% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Nowata County, OK?
Home values in Nowata County, OK are up 5.3% over the last year.
How much do you need to earn to buy a home in Nowata County, OK?
A household needs about $38,315 a year to afford the typical home in Nowata County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,783.