Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$178,218+6.2% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 6% have cut their price
Income needed to buy, per year$38,634About 0.8× the local median income ($48,550): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
The typical home in Adair County, OK is worth $178,218, up 6.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $146,579, so the area is 21.6% overvalued. It is a seller's market: homes take about 84 days to sell, listings are down 11% from a year ago, 6% of listings have had a price cut. A household needs about $38,634 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,550. In the latest IRS figures, 112 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$178,218
Change in 1 year
+6.2%
Overvalued %
+21.6%
Show 6 more
Fair home value
$146,579
Change in 5 years
+47.8%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$966
Income needed to afford it
$38,634
Property tax rate
0.48%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$916
Market activity
Listings vs a year ago
−10.7%
Days on market
84
Listings with a price cut
6.2%
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Homes for sale
50
Pending sales per 100 listings
26
Asking price per sq ft
$166
People and jobs
Median household income
$48,550
Population change (1 year)
+0.6%
Unemployment rate
6.9%
Show 4 more
Population
19,828
Income adjusted for cost of living
$58,074
Net moves in (IRS)
+112
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
53.8
Unhealthy air days a year
2
Show 4 more
Flood risk score
59.5
Wildfire risk score
90.6
Walkability (1 to 20)
4.4
Road, rail and air noise
52 dB
Questions people ask
Is Adair County, OK overvalued?
Home prices in Adair County, OK are well above what local incomes have historically supported: fair value is about $146,579, so the area is 21.6% overvalued.
Is Adair County, OK a buyer's or seller's market?
Adair County, OK is a seller's market: homes take about 84 days to sell, listings are down 11% from a year ago, 6% of listings have had a price cut.
Are home prices going down in Adair County, OK?
Home values in Adair County, OK are up 6.2% over the last year.
How much do you need to earn to buy a home in Adair County, OK?
A household needs about $38,634 a year to afford the typical home in Adair County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,550.