Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,245+1.8% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$38,206About 0.7× the local median income ($57,903): affordable for a typical household
Days on market97 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.1%Zillow expects prices to rise slightly
The typical home in Pawnee County, OK is worth $176,245, up 1.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $134,207, so the area is 31.3% overvalued. It is a balanced market: homes take about 97 days to sell, listings are down 8% from a year ago, 15% of listings have had a price cut. Zillow expects prices to rise about 2.1% over the next year. A household needs about $38,206 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,903. In the latest IRS figures, 205 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,245
Change in 1 year
+1.8%
Overvalued %
+31.3%
Show 7 more
Fair home value
$134,207
Change in 5 years
+32.0%
Zillow forecast, next 12 months
+2.1%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$955
Income needed to afford it
$38,206
Property tax rate
0.67%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$972
Market activity
Listings vs a year ago
−8.1%
Days on market
97
Listings with a price cut
15.2%
Show 3 more
Homes for sale
57
Pending sales per 100 listings
18
Asking price per sq ft
$127
People and jobs
Median household income
$57,903
Population change (1 year)
−0.0%
Unemployment rate
4.4%
Show 4 more
Population
16,029
Income adjusted for cost of living
$64,914
Net moves in (IRS)
+205
Cost of living (US = 100)
89.2
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
48.1
Flood risk score
35.4
Show 3 more
Wildfire risk score
86.8
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Pawnee County, OK overvalued?
Home prices in Pawnee County, OK are well above what local incomes have historically supported: fair value is about $134,207, so the area is 31.3% overvalued.
Is Pawnee County, OK a buyer's or seller's market?
Pawnee County, OK is a balanced market: homes take about 97 days to sell, listings are down 8% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Pawnee County, OK?
Home values in Pawnee County, OK are up 1.8% over the last year. Zillow's forecast for the next 12 months is +2.1%.
How much do you need to earn to buy a home in Pawnee County, OK?
A household needs about $38,206 a year to afford the typical home in Pawnee County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,903.