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Creek County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$218,789+5.0% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$47,429About 0.8× the local median income ($61,799): affordable for a typical household
Days on market59 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.1%Zillow expects prices to rise slightly

The typical home in Creek County, OK is worth $218,789, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $190,576, so the area is 14.8% overvalued. It is a seller's market: homes take about 59 days to sell, listings are down 3% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.1% over the next year. A household needs about $47,429 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,799. Typical rent is $1,256 a month, or $1,474 for a house. In the latest IRS figures, 684 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$218,789
Change in 1 year+5.0%
Overvalued %+14.8%
Show 7 more
Fair home value$190,576
Change in 5 years+21.7%
Zillow forecast, next 12 months+2.1%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,186
Income needed to afford it$47,429
Property tax rate0.71%

Rent and investing

Typical rent$1,256
Typical rent for houses$1,474
Price-to-rent ratio14.5×
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HUD Fair Market Rent, 2 bedrooms$1,229
Gross rental yield6.89%
Cap rate (estimate)4.48%

Market activity

Listings vs a year ago−2.8%
Days on market59
Listings with a price cut18.1%
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Homes for sale175
Pending sales per 100 listings55
Asking price per sq ft$166

People and jobs

Median household income$61,799
Population change (1 year)+1.4%
Unemployment rate3.3%
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Population74,967
Income adjusted for cost of living$69,281
Net moves in (IRS)+684
Cost of living (US = 100)89.2

Schools, risk and environment

School rating (1 to 10)6.0
FEMA hazard risk score (0 to 100)83.2
Unhealthy air days a year0
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Flood risk score72.2
Wildfire risk score93.8
Walkability (1 to 20)5.6
Road, rail and air noise53 dB

Questions people ask

Is Creek County, OK overvalued?
Home prices in Creek County, OK are well above what local incomes have historically supported: fair value is about $190,576, so the area is 14.8% overvalued.
Is Creek County, OK a buyer's or seller's market?
Creek County, OK is a seller's market: homes take about 59 days to sell, listings are down 3% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Creek County, OK?
Home values in Creek County, OK are up 5.0% over the last year. Zillow's forecast for the next 12 months is +2.1%.
How much do you need to earn to buy a home in Creek County, OK?
A household needs about $47,429 a year to afford the typical home in Creek County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,799.

Nearby and similar counties

ZIP codes in Creek County (open on the map)

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