Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$172,669+8.6% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 7% have cut their price
Income needed to buy, per year$37,431About 0.5× the local median income ($68,754): affordable for a typical household
Days on market74 daysFaster than a year ago: sellers have the edge
The typical home in Texas County, OK is worth $172,669, up 8.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $165,636, so the area is 4.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 8% from a year ago, 7% of listings have had a price cut. A household needs about $37,431 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,754. In the latest IRS figures, 379 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$172,669
Change in 1 year
+8.6%
Overvalued %
+4.2%
Show 6 more
Fair home value
$165,636
Change in 5 years
+25.0%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$936
Income needed to afford it
$37,431
Property tax rate
0.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,079
Market activity
Listings vs a year ago
+8.2%
Days on market
74
Listings with a price cut
7.3%
Show 3 more
Homes for sale
53
Pending sales per 100 listings
38
Asking price per sq ft
$130
People and jobs
Median household income
$68,754
Population change (1 year)
−0.6%
Unemployment rate
3.4%
Show 4 more
Population
20,322
Income adjusted for cost of living
$82,242
Net moves in (IRS)
−379
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
56.6
Flood risk score
11.9
Show 3 more
Wildfire risk score
83.4
Walkability (1 to 20)
6.9
Road, rail and air noise
52 dB
Questions people ask
Is Texas County, OK overvalued?
Home prices in Texas County, OK are slightly above what local incomes have historically supported: fair value is about $165,636, so the area is 4.2% overvalued.
Is Texas County, OK a buyer's or seller's market?
Texas County, OK is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 8% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Texas County, OK?
Home values in Texas County, OK are up 8.6% over the last year.
How much do you need to earn to buy a home in Texas County, OK?
A household needs about $37,431 a year to afford the typical home in Texas County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,754.