Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$323,717+4.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$70,175About 1.0× the local median income ($66,973): a stretch for a typical household
Days on market94 daysSlower than a year ago: buyers have time to negotiate
The typical home in Sullivan County, NY is worth $323,717, up 4.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $240,947, so the area is 34.4% overvalued. It is a balanced market: homes take about 94 days to sell, listings are up 1% from a year ago, 15% of listings have had a price cut. A household needs about $70,175 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,973. Typical rent is $1,802 a month. In the latest IRS figures, 21 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$323,717
Change in 1 year
+4.8%
Overvalued %
+34.4%
Show 6 more
Fair home value
$240,947
Change in 5 years
+40.7%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,754
Income needed to afford it
$70,175
Property tax rate
2.00%
Rent and investing
Typical rent
$1,802
Price-to-rent ratio
15.0×
HUD Fair Market Rent, 2 bedrooms
$1,299
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Gross rental yield
6.68%
Cap rate (estimate)
4.34%
Market activity
Listings vs a year ago
+0.8%
Days on market
94
Listings with a price cut
14.7%
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Homes for sale
643
Pending sales per 100 listings
9
Asking price per sq ft
$259
People and jobs
Median household income
$66,973
Population change (1 year)
−0.4%
Unemployment rate
5.8%
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Population
80,586
Income adjusted for cost of living
$73,115
Net moves in (IRS)
−21
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.1
FEMA hazard risk score (0 to 100)
78.3
Flood risk score
86.6
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Wildfire risk score
29.5
Walkability (1 to 20)
6.1
Road, rail and air noise
54 dB
Questions people ask
Is Sullivan County, NY overvalued?
Home prices in Sullivan County, NY are well above what local incomes have historically supported: fair value is about $240,947, so the area is 34.4% overvalued.
Is Sullivan County, NY a buyer's or seller's market?
Sullivan County, NY is a balanced market: homes take about 94 days to sell, listings are up 1% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Sullivan County, NY?
Home values in Sullivan County, NY are up 4.8% over the last year.
How much do you need to earn to buy a home in Sullivan County, NY?
A household needs about $70,175 a year to afford the typical home in Sullivan County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,973.