Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$292,915+6.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$63,498About 0.9× the local median income ($67,881): affordable for a typical household
Days on market86 daysFaster than a year ago: sellers have the edge
The typical home in Essex County, NY is worth $292,915, up 6.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $260,207, so the area is 12.6% overvalued. It is a balanced market, leaning toward sellers: homes take about 86 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut. A household needs about $63,498 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,881. In the latest IRS figures, 65 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$292,915
Change in 1 year
+6.8%
Overvalued %
+12.6%
Show 6 more
Fair home value
$260,207
Change in 5 years
+25.5%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,587
Income needed to afford it
$63,498
Property tax rate
1.47%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,171
Market activity
Listings vs a year ago
+6.2%
Days on market
86
Listings with a price cut
11.9%
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Homes for sale
306
Pending sales per 100 listings
25
Asking price per sq ft
$251
People and jobs
Median household income
$67,881
Population change (1 year)
−0.3%
Unemployment rate
4.0%
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Population
36,438
Income adjusted for cost of living
$74,106
Net moves in (IRS)
+65
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
62.7
Unhealthy air days a year
5
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Flood risk score
76.9
Wildfire risk score
24.8
Walkability (1 to 20)
5.7
Road, rail and air noise
54 dB
Questions people ask
Is Essex County, NY overvalued?
Home prices in Essex County, NY are well above what local incomes have historically supported: fair value is about $260,207, so the area is 12.6% overvalued.
Is Essex County, NY a buyer's or seller's market?
Essex County, NY is a balanced market, leaning toward sellers: homes take about 86 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Essex County, NY?
Home values in Essex County, NY are up 6.8% over the last year.
How much do you need to earn to buy a home in Essex County, NY?
A household needs about $63,498 a year to afford the typical home in Essex County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,881.