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Webster County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$135,5840.0% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 29% have cut their price
Income needed to buy, per year$29,392About 0.5× the local median income ($61,235): affordable for a typical household
Days on market82 daysFaster than a year ago: sellers have the edge

The typical home in Webster County, NE is worth $135,584, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $126,794, so the area is 6.9% overvalued. It is a balanced market: homes take about 82 days to sell, listings are down 27% from a year ago, 29% of listings have had a price cut. A household needs about $29,392 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,235. In the latest IRS figures, 19 more people moved in than out.

Home value over time

$0K$25K$50K$75K$100K$125K201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$135,584
Change in 1 year0.0%
Overvalued %+6.9%
Show 6 more
Fair home value$126,794
Change in 5 years+16.3%
Home value to income2.2×
Monthly mortgage payment (20% down)$735
Income needed to afford it$29,392
Property tax rate1.45%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−27.3%
Days on market82
Listings with a price cut28.6%
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Homes for sale8
Pending sales per 100 listings25
Asking price per sq ft$95

People and jobs

Median household income$61,235
Population change (1 year)+0.3%
Unemployment rate0.7%
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Population3,336
Income adjusted for cost of living$70,956
Net moves in (IRS)+19
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)5.9
FEMA hazard risk score (0 to 100)55.5
Flood risk score18.6
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Wildfire risk score42.7
Walkability (1 to 20)6.6
Road, rail and air noise53 dB

Questions people ask

Is Webster County, NE overvalued?
Home prices in Webster County, NE are slightly above what local incomes have historically supported: fair value is about $126,794, so the area is 6.9% overvalued.
Is Webster County, NE a buyer's or seller's market?
Webster County, NE is a balanced market: homes take about 82 days to sell, listings are down 27% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Webster County, NE?
Home values in Webster County, NE are up 0.0% over the last year.
How much do you need to earn to buy a home in Webster County, NE?
A household needs about $29,392 a year to afford the typical home in Webster County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,235.

Nearby and similar counties

ZIP codes in Webster County (open on the map)

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