Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$138,265−1.4% YoY · prices are falling
Market right nowBalanced marketFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$29,973About 0.5× the local median income ($63,621): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
The typical home in Jefferson County, NE is worth $138,265, down 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $122,483, so the area is 12.9% overvalued. It is a balanced market: homes take about 88 days to sell, listings are down 46% from a year ago, 12% of listings have had a price cut. A household needs about $29,973 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,621. In the latest IRS figures, 100 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$138,265
Change in 1 year
−1.4%
Overvalued %
+12.9%
Show 6 more
Fair home value
$122,483
Change in 5 years
+18.4%
Home value to income
2.2×
Monthly mortgage payment (20% down)
$749
Income needed to afford it
$29,973
Property tax rate
1.46%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−45.5%
Days on market
88
Listings with a price cut
12.1%
Show 3 more
Homes for sale
18
Pending sales per 100 listings
39
Asking price per sq ft
$78
People and jobs
Median household income
$63,621
Population change (1 year)
−1.1%
Unemployment rate
1.2%
Show 4 more
Population
7,070
Income adjusted for cost of living
$73,721
Net moves in (IRS)
−100
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
24.1
Flood risk score
25.0
Show 3 more
Wildfire risk score
73.0
Walkability (1 to 20)
7.1
Road, rail and air noise
53 dB
Questions people ask
Is Jefferson County, NE overvalued?
Home prices in Jefferson County, NE are well above what local incomes have historically supported: fair value is about $122,483, so the area is 12.9% overvalued.
Is Jefferson County, NE a buyer's or seller's market?
Jefferson County, NE is a balanced market: homes take about 88 days to sell, listings are down 46% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Jefferson County, NE?
Home values in Jefferson County, NE are down 1.4% over the last year.
How much do you need to earn to buy a home in Jefferson County, NE?
A household needs about $29,973 a year to afford the typical home in Jefferson County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,621.