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Hitchcock County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$146,947+5.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$31,855About 0.5× the local median income ($60,179): affordable for a typical household
Days on market91 daysFaster than a year ago: sellers have the edge

The typical home in Hitchcock County, NE is worth $146,947, up 5.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $135,343, so the area is 8.6% overvalued. It is a balanced market: homes take about 91 days to sell, listings are up 46% from a year ago, 0% of listings have had a price cut. A household needs about $31,855 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,179. In the latest IRS figures, 37 more people moved out than in.

Home value over time

$0K$50K$100K$150K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$146,947
Change in 1 year+5.1%
Overvalued %+8.6%
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Fair home value$135,343
Change in 5 years+28.6%
Home value to income2.4×
Monthly mortgage payment (20% down)$796
Income needed to afford it$31,855
Property tax rate1.17%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+45.5%
Days on market91
Listings with a price cut0.0%
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Homes for sale16
Pending sales per 100 listings25
Asking price per sq ft$62

People and jobs

Median household income$60,179
Population change (1 year)−0.7%
Unemployment rate1.7%
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Population2,467
Income adjusted for cost of living$69,732
Net moves in (IRS)−37
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)8.2
FEMA hazard risk score (0 to 100)6.8
Flood risk score5.7
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Wildfire risk score31.4
Walkability (1 to 20)5.6
Road, rail and air noise53 dB

Questions people ask

Is Hitchcock County, NE overvalued?
Home prices in Hitchcock County, NE are slightly above what local incomes have historically supported: fair value is about $135,343, so the area is 8.6% overvalued.
Is Hitchcock County, NE a buyer's or seller's market?
Hitchcock County, NE is a balanced market: homes take about 91 days to sell, listings are up 46% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Hitchcock County, NE?
Home values in Hitchcock County, NE are up 5.1% over the last year.
How much do you need to earn to buy a home in Hitchcock County, NE?
A household needs about $31,855 a year to afford the typical home in Hitchcock County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,179.

Nearby and similar counties

ZIP codes in Hitchcock County (open on the map)

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