Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$148,778+3.6% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$32,252About 0.5× the local median income ($67,526): affordable for a typical household
Days on market116 daysSlower than a year ago: buyers have time to negotiate
The typical home in Thayer County, NE is worth $148,778, up 3.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $137,560, so the area is 8.2% overvalued. It is a seller's market: homes take about 116 days to sell, listings are down 11% from a year ago, 0% of listings have had a price cut. A household needs about $32,252 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,526. In the latest IRS figures, 11 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$148,778
Change in 1 year
+3.6%
Overvalued %
+8.2%
Show 6 more
Fair home value
$137,560
Change in 5 years
+31.6%
Home value to income
2.2×
Monthly mortgage payment (20% down)
$806
Income needed to afford it
$32,252
Property tax rate
1.02%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−11.1%
Days on market
116
Listings with a price cut
0.0%
Show 3 more
Homes for sale
16
Pending sales per 100 listings
44
Asking price per sq ft
$116
People and jobs
Median household income
$67,526
Population change (1 year)
−0.7%
Unemployment rate
2.0%
Show 4 more
Population
4,842
Income adjusted for cost of living
$78,246
Net moves in (IRS)
+11
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
38.4
Flood risk score
22.2
Show 3 more
Wildfire risk score
44.7
Walkability (1 to 20)
7.0
Road, rail and air noise
52 dB
Questions people ask
Is Thayer County, NE overvalued?
Home prices in Thayer County, NE are slightly above what local incomes have historically supported: fair value is about $137,560, so the area is 8.2% overvalued.
Is Thayer County, NE a buyer's or seller's market?
Thayer County, NE is a seller's market: homes take about 116 days to sell, listings are down 11% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Thayer County, NE?
Home values in Thayer County, NE are up 3.6% over the last year.
How much do you need to earn to buy a home in Thayer County, NE?
A household needs about $32,252 a year to afford the typical home in Thayer County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,526.