Open on the map

Nance County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$159,244−1.0% YoY · prices are falling
Market right nowBuyer's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$34,521About 0.5× the local median income ($69,105): affordable for a typical household
Days on market143 daysSlower than a year ago: buyers have time to negotiate

The typical home in Nance County, NE is worth $159,244, down 1.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $165,113, so the area is 3.6% undervalued. It is a buyer's market: homes take about 143 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut. A household needs about $34,521 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,105. In the latest IRS figures, 25 more people moved out than in.

Home value over time

$0K$50K$100K$150K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$159,244
Change in 1 year−1.0%
Overvalued %−3.6%
Show 6 more
Fair home value$165,113
Change in 5 years+15.7%
Home value to income2.3×
Monthly mortgage payment (20% down)$863
Income needed to afford it$34,521
Property tax rate1.10%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago0.0%
Days on market143
Listings with a price cut0.0%
Show 3 more
Homes for sale10
Pending sales per 100 listings10
Asking price per sq ft$152

People and jobs

Median household income$69,105
Population change (1 year)+0.1%
Unemployment rate3.6%
Show 4 more
Population3,290
Income adjusted for cost of living$80,075
Net moves in (IRS)−25
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)5.3
FEMA hazard risk score (0 to 100)21.7
Flood risk score14.1
Show 3 more
Wildfire risk score42.8
Walkability (1 to 20)6.7
Road, rail and air noise52 dB

Questions people ask

Is Nance County, NE overvalued?
Home prices in Nance County, NE are slightly below what local incomes have historically supported: fair value is about $165,113, so the area is 3.6% undervalued.
Is Nance County, NE a buyer's or seller's market?
Nance County, NE is a buyer's market: homes take about 143 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Nance County, NE?
Home values in Nance County, NE are down 1.0% over the last year.
How much do you need to earn to buy a home in Nance County, NE?
A household needs about $34,521 a year to afford the typical home in Nance County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,105.

Nearby and similar counties

ZIP codes in Nance County (open on the map)

See every chart for Nance County, NE on the map