Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$167,549+5.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$36,321About 0.6× the local median income ($66,017): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Harlan County, NE is worth $167,549, up 5.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $151,590, so the area is 10.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are up 91% from a year ago, 17% of listings have had a price cut. A household needs about $36,321 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,017. In the latest IRS figures, 13 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$167,549
Change in 1 year
+5.5%
Overvalued %
+10.5%
Show 6 more
Fair home value
$151,590
Change in 5 years
+25.6%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$908
Income needed to afford it
$36,321
Property tax rate
1.29%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+90.9%
Days on market
75
Listings with a price cut
17.4%
Show 3 more
Homes for sale
21
Pending sales per 100 listings
24
Asking price per sq ft
$107
People and jobs
Median household income
$66,017
Population change (1 year)
−0.5%
Unemployment rate
1.3%
Show 4 more
Population
3,000
Income adjusted for cost of living
$76,497
Net moves in (IRS)
−13
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
32.0
Flood risk score
9.3
Show 3 more
Wildfire risk score
35.0
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Harlan County, NE overvalued?
Home prices in Harlan County, NE are well above what local incomes have historically supported: fair value is about $151,590, so the area is 10.5% overvalued.
Is Harlan County, NE a buyer's or seller's market?
Harlan County, NE is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are up 91% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Harlan County, NE?
Home values in Harlan County, NE are up 5.5% over the last year.
How much do you need to earn to buy a home in Harlan County, NE?
A household needs about $36,321 a year to afford the typical home in Harlan County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,017.