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Thurston County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$170,592+12.7% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 44% have cut their price
Income needed to buy, per year$36,981About 0.6× the local median income ($65,125): affordable for a typical household
Days on market80 daysAbout the same pace as a year ago

The typical home in Thurston County, NE is worth $170,592, up 12.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $161,511, so the area is 5.6% overvalued. It is a seller's market: homes take about 80 days to sell, listings are down 14% from a year ago, 44% of listings have had a price cut. A household needs about $36,981 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,125. In the latest IRS figures, 14 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$170,592
Change in 1 year+12.7%
Overvalued %+5.6%
Show 6 more
Fair home value$161,511
Change in 5 years+33.1%
Home value to income2.6×
Monthly mortgage payment (20% down)$925
Income needed to afford it$36,981
Property tax rate1.47%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−14.3%
Days on market80
Listings with a price cut44.4%
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Homes for sale6
Pending sales per 100 listings50
Asking price per sq ft$108

People and jobs

Median household income$65,125
Population change (1 year)+2.2%
Unemployment rate10.0%
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Population6,752
Income adjusted for cost of living$75,463
Net moves in (IRS)−14
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)3.2
FEMA hazard risk score (0 to 100)26.4
Flood risk score19.0
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Wildfire risk score86.0
Walkability (1 to 20)6.2
Road, rail and air noise53 dB

Questions people ask

Is Thurston County, NE overvalued?
Home prices in Thurston County, NE are slightly above what local incomes have historically supported: fair value is about $161,511, so the area is 5.6% overvalued.
Is Thurston County, NE a buyer's or seller's market?
Thurston County, NE is a seller's market: homes take about 80 days to sell, listings are down 14% from a year ago, 44% of listings have had a price cut.
Are home prices going down in Thurston County, NE?
Home values in Thurston County, NE are up 12.7% over the last year.
How much do you need to earn to buy a home in Thurston County, NE?
A household needs about $36,981 a year to afford the typical home in Thurston County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,125.

Nearby and similar counties

ZIP codes in Thurston County (open on the map)

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