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Pawnee County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$160,023−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 44% have cut their price
Income needed to buy, per year$34,690About 0.6× the local median income ($62,600): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge

The typical home in Pawnee County, NE is worth $160,023, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $172,563, so the area is 7.3% undervalued. It is a buyer's market: homes take about 52 days to sell, listings are up 14% from a year ago, 44% of listings have had a price cut. A household needs about $34,690 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,600. In the latest IRS figures, 21 more people moved out than in.

Home value over time

$0K$50K$100K$150K201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$160,023
Change in 1 year−0.3%
Overvalued %−7.3%
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Fair home value$172,563
Change in 5 years+10.9%
Home value to income2.6×
Monthly mortgage payment (20% down)$867
Income needed to afford it$34,690
Property tax rate1.52%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+14.3%
Days on market52
Listings with a price cut44.4%
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Homes for sale8
Pending sales per 100 listings12
Asking price per sq ft$101

People and jobs

Median household income$62,600
Population change (1 year)−0.3%
Unemployment rate2.2%
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Population2,510
Income adjusted for cost of living$72,538
Net moves in (IRS)−21
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)2.1
FEMA hazard risk score (0 to 100)3.8
Flood risk score7.6
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Wildfire risk score78.9
Walkability (1 to 20)5.7
Road, rail and air noise52 dB

Questions people ask

Is Pawnee County, NE overvalued?
Home prices in Pawnee County, NE are slightly below what local incomes have historically supported: fair value is about $172,563, so the area is 7.3% undervalued.
Is Pawnee County, NE a buyer's or seller's market?
Pawnee County, NE is a buyer's market: homes take about 52 days to sell, listings are up 14% from a year ago, 44% of listings have had a price cut.
Are home prices going down in Pawnee County, NE?
Home values in Pawnee County, NE are down 0.3% over the last year.
How much do you need to earn to buy a home in Pawnee County, NE?
A household needs about $34,690 a year to afford the typical home in Pawnee County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,600.

Nearby and similar counties

ZIP codes in Pawnee County (open on the map)

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