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Rock County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$128,417+3.0% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$27,838About 0.4× the local median income ($65,811): affordable for a typical household
Days on market134 daysSlower than a year ago: buyers have time to negotiate

The typical home in Rock County, NE is worth $128,417, up 3.0% from a year ago. It is a seller's market: homes take about 134 days to sell, listings are down 25% from a year ago, 0% of listings have had a price cut. A household needs about $27,838 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,811. In the latest IRS figures, 16 more people moved in than out.

Home value over time

$0K$25K$50K$75K$100K$125K2025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$128,417
Change in 1 year+3.0%
Home value to income2.0×
Show 3 more
Monthly mortgage payment (20% down)$696
Income needed to afford it$27,838
Property tax rate1.07%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−25.0%
Days on market134
Listings with a price cut0.0%
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Homes for sale3
Pending sales per 100 listings67
Asking price per sq ft$159

People and jobs

Median household income$65,811
Population change (1 year)−0.2%
Unemployment rate1.2%
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Population1,259
Income adjusted for cost of living$76,258
Net moves in (IRS)+16
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)6.8
FEMA hazard risk score (0 to 100)0.7
Flood risk score1.1
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Wildfire risk score62.4
Walkability (1 to 20)6.0
Road, rail and air noise55 dB

Questions people ask

Is Rock County, NE a buyer's or seller's market?
Rock County, NE is a seller's market: homes take about 134 days to sell, listings are down 25% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Rock County, NE?
Home values in Rock County, NE are up 3.0% over the last year.
How much do you need to earn to buy a home in Rock County, NE?
A household needs about $27,838 a year to afford the typical home in Rock County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,811.

Nearby and similar counties

ZIP codes in Rock County (open on the map)

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