Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$114,176+3.4% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 8% have cut their price
Income needed to buy, per year$24,751About 0.4× the local median income ($65,056): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Richardson County, NE is worth $114,176, up 3.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $118,897, so the area is 4.0% undervalued. It is a balanced market: homes take about 75 days to sell, listings are down 8% from a year ago, 8% of listings have had a price cut. A household needs about $24,751 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,056. In the latest IRS figures, 16 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$114,176
Change in 1 year
+3.4%
Overvalued %
−4.0%
Show 6 more
Fair home value
$118,897
Change in 5 years
+17.8%
Home value to income
1.8×
Monthly mortgage payment (20% down)
$619
Income needed to afford it
$24,751
Property tax rate
1.43%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−7.7%
Days on market
75
Listings with a price cut
7.5%
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Homes for sale
36
Pending sales per 100 listings
22
Asking price per sq ft
$83
People and jobs
Median household income
$65,056
Population change (1 year)
−0.8%
Unemployment rate
3.7%
Show 4 more
Population
7,530
Income adjusted for cost of living
$75,384
Net moves in (IRS)
+16
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
13.8
Flood risk score
16.7
Show 3 more
Wildfire risk score
66.9
Walkability (1 to 20)
6.3
Road, rail and air noise
51 dB
Questions people ask
Is Richardson County, NE overvalued?
Home prices in Richardson County, NE are slightly below what local incomes have historically supported: fair value is about $118,897, so the area is 4.0% undervalued.
Is Richardson County, NE a buyer's or seller's market?
Richardson County, NE is a balanced market: homes take about 75 days to sell, listings are down 8% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Richardson County, NE?
Home values in Richardson County, NE are up 3.4% over the last year.
How much do you need to earn to buy a home in Richardson County, NE?
A household needs about $24,751 a year to afford the typical home in Richardson County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,056.