Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$302,546+2.3% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$65,586About 1.0× the local median income ($64,791): a stretch for a typical household
Days on market70 daysFaster than a year ago: sellers have the edge
The typical home in Stanly County, NC is worth $302,546, up 2.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $261,150, so the area is 15.9% overvalued. It is a buyer's market: homes take about 70 days to sell, listings are up 18% from a year ago, 24% of listings have had a price cut. A household needs about $65,586 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,791. Typical rent is $1,374 a month. In the latest IRS figures, 1,218 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$302,546
Change in 1 year
+2.3%
Overvalued %
+15.9%
Show 6 more
Fair home value
$261,150
Change in 5 years
+32.3%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,640
Income needed to afford it
$65,586
Property tax rate
0.57%
Rent and investing
Typical rent
$1,374
Price-to-rent ratio
18.4×
HUD Fair Market Rent, 2 bedrooms
$1,012
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Gross rental yield
5.45%
Cap rate (estimate)
3.54%
Market activity
Listings vs a year ago
+17.7%
Days on market
70
Listings with a price cut
23.6%
Show 3 more
Homes for sale
326
Pending sales per 100 listings
27
Asking price per sq ft
$194
People and jobs
Median household income
$64,791
Population change (1 year)
+1.9%
Unemployment rate
4.0%
Show 4 more
Population
68,830
Income adjusted for cost of living
$73,293
Net moves in (IRS)
+1,218
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
10.0
FEMA hazard risk score (0 to 100)
58.8
Flood risk score
69.9
Show 3 more
Wildfire risk score
24.7
Walkability (1 to 20)
5.9
Road, rail and air noise
55 dB
Questions people ask
Is Stanly County, NC overvalued?
Home prices in Stanly County, NC are well above what local incomes have historically supported: fair value is about $261,150, so the area is 15.9% overvalued.
Is Stanly County, NC a buyer's or seller's market?
Stanly County, NC is a buyer's market: homes take about 70 days to sell, listings are up 18% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Stanly County, NC?
Home values in Stanly County, NC are up 2.3% over the last year.
How much do you need to earn to buy a home in Stanly County, NC?
A household needs about $65,586 a year to afford the typical home in Stanly County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,791.