Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$290,604+3.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$62,997About 0.9× the local median income ($71,800): affordable for a typical household
Days on market72 daysAbout the same pace as a year ago
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Onslow County, NC is worth $290,604, up 3.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $283,725, so the area is 2.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 72 days to sell, listings are up 20% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $62,997 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,800. Typical rent is $1,577 a month, or $1,625 for a house. In the latest IRS figures, 876 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$290,604
Change in 1 year
+3.2%
Overvalued %
+2.4%
Show 7 more
Fair home value
$283,725
Change in 5 years
+38.3%
Zillow forecast, next 12 months
+2.9%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,575
Income needed to afford it
$62,997
Property tax rate
0.64%
Rent and investing
Typical rent
$1,577
Typical rent for houses
$1,625
Price-to-rent ratio
15.4×
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HUD Fair Market Rent, 2 bedrooms
$1,319
Gross rental yield
6.51%
Cap rate (estimate)
4.23%
Market activity
Listings vs a year ago
+20.5%
Days on market
72
Listings with a price cut
20.7%
Show 3 more
Homes for sale
1,252
Pending sales per 100 listings
41
Asking price per sq ft
$187
People and jobs
Median household income
$71,800
Population change (1 year)
+1.2%
Unemployment rate
5.4%
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Population
217,175
Income adjusted for cost of living
$77,959
Net moves in (IRS)
+876
Cost of living (US = 100)
92.1
Schools, risk and environment
School rating (1 to 10)
2.0
FEMA hazard risk score (0 to 100)
95.0
Flood risk score
81.0
Show 3 more
Wildfire risk score
85.9
Walkability (1 to 20)
5.7
Road, rail and air noise
56 dB
Questions people ask
Is Onslow County, NC overvalued?
Home prices in Onslow County, NC are slightly above what local incomes have historically supported: fair value is about $283,725, so the area is 2.4% overvalued.
Is Onslow County, NC a buyer's or seller's market?
Onslow County, NC is a balanced market, leaning toward buyers: homes take about 72 days to sell, listings are up 20% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Onslow County, NC?
Home values in Onslow County, NC are up 3.2% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Onslow County, NC?
A household needs about $62,997 a year to afford the typical home in Onslow County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,800.