Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$292,371+0.1% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$63,380About 0.9× the local median income ($72,961): affordable for a typical household
Days on market79 daysSlower than a year ago: buyers have time to negotiate
The typical home in Harnett County, NC is worth $292,371, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $272,078, so the area is 7.5% overvalued. It is a buyer's market: homes take about 79 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut. A household needs about $63,380 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,961. Typical rent is $1,887 a month. In the latest IRS figures, 2,729 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$292,371
Change in 1 year
+0.1%
Overvalued %
+7.5%
Show 6 more
Fair home value
$272,078
Change in 5 years
+29.3%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,584
Income needed to afford it
$63,380
Property tax rate
0.69%
Rent and investing
Typical rent
$1,887
Price-to-rent ratio
12.9×
HUD Fair Market Rent, 2 bedrooms
$1,051
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Gross rental yield
7.74%
Cap rate (estimate)
5.03%
Market activity
Listings vs a year ago
+20.6%
Days on market
79
Listings with a price cut
21.1%
Show 3 more
Homes for sale
1,041
Pending sales per 100 listings
39
Asking price per sq ft
$171
People and jobs
Median household income
$72,961
Population change (1 year)
+2.5%
Unemployment rate
4.7%
Show 4 more
Population
150,137
Income adjusted for cost of living
$82,535
Net moves in (IRS)
+2,729
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
75.3
Flood risk score
73.9
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Wildfire risk score
69.1
Walkability (1 to 20)
5.6
Road, rail and air noise
55 dB
Questions people ask
Is Harnett County, NC overvalued?
Home prices in Harnett County, NC are slightly above what local incomes have historically supported: fair value is about $272,078, so the area is 7.5% overvalued.
Is Harnett County, NC a buyer's or seller's market?
Harnett County, NC is a buyer's market: homes take about 79 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Harnett County, NC?
Home values in Harnett County, NC are up 0.1% over the last year.
How much do you need to earn to buy a home in Harnett County, NC?
A household needs about $63,380 a year to afford the typical home in Harnett County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,961.