Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$282,239+6.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$61,183About 1.0× the local median income ($63,059): affordable for a typical household
Days on market106 daysSlower than a year ago: buyers have time to negotiate
The typical home in Pamlico County, NC is worth $282,239, up 6.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $246,276, so the area is 14.6% overvalued. It is a balanced market: homes take about 106 days to sell, listings are up 9% from a year ago, 10% of listings have had a price cut. A household needs about $61,183 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,059. In the latest IRS figures, 278 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$282,239
Change in 1 year
+6.0%
Overvalued %
+14.6%
Show 6 more
Fair home value
$246,276
Change in 5 years
+33.7%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,530
Income needed to afford it
$61,183
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,088
Market activity
Listings vs a year ago
+8.7%
Days on market
106
Listings with a price cut
10.4%
Show 3 more
Homes for sale
112
Pending sales per 100 listings
18
Asking price per sq ft
$260
People and jobs
Median household income
$63,059
Population change (1 year)
+0.6%
Unemployment rate
5.1%
Show 4 more
Population
12,758
Income adjusted for cost of living
$71,334
Net moves in (IRS)
+278
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
72.4
Flood risk score
58.2
Show 3 more
Wildfire risk score
78.0
Walkability (1 to 20)
5.3
Road, rail and air noise
55 dB
Questions people ask
Is Pamlico County, NC overvalued?
Home prices in Pamlico County, NC are well above what local incomes have historically supported: fair value is about $246,276, so the area is 14.6% overvalued.
Is Pamlico County, NC a buyer's or seller's market?
Pamlico County, NC is a balanced market: homes take about 106 days to sell, listings are up 9% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Pamlico County, NC?
Home values in Pamlico County, NC are up 6.0% over the last year.
How much do you need to earn to buy a home in Pamlico County, NC?
A household needs about $61,183 a year to afford the typical home in Pamlico County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,059.