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Gaston County, NC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$295,114−0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 29% have cut their price
Income needed to buy, per year$63,975About 0.9× the local median income ($70,318): affordable for a typical household
Days on market71 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−0.3%Zillow expects prices to stay about flat

The typical home in Gaston County, NC is worth $295,114, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $246,882, so the area is 19.5% overvalued. It is a buyer's market: homes take about 71 days to sell, listings are up 8% from a year ago, 29% of listings have had a price cut. Zillow expects prices to fall about 0.3% over the next year. A household needs about $63,975 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,318. Typical rent is $1,633 a month, or $2,060 for a house. In the latest IRS figures, 2,006 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$295,114
Change in 1 year−0.2%
Overvalued %+19.5%
Show 7 more
Fair home value$246,882
Change in 5 years+24.8%
Zillow forecast, next 12 months−0.3%
Home value to income4.2×
Monthly mortgage payment (20% down)$1,599
Income needed to afford it$63,975
Property tax rate0.74%

Rent and investing

Typical rent$1,633
Typical rent for houses$2,060
Price-to-rent ratio15.1×
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HUD Fair Market Rent, 2 bedrooms$1,785
Gross rental yield6.64%
Cap rate (estimate)4.32%

Market activity

Listings vs a year ago+8.2%
Days on market71
Listings with a price cut29.0%
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Homes for sale1,078
Pending sales per 100 listings37
Asking price per sq ft$195

People and jobs

Median household income$70,318
Population change (1 year)+1.5%
Unemployment rate4.8%
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Population246,558
Income adjusted for cost of living$72,269
Net moves in (IRS)+2,006
Cost of living (US = 100)97.3

Schools, risk and environment

School rating (1 to 10)5.9
FEMA hazard risk score (0 to 100)84.9
Flood risk score88.5
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Wildfire risk score48.2
Walkability (1 to 20)6.5
Road, rail and air noise54 dB

Questions people ask

Is Gaston County, NC overvalued?
Home prices in Gaston County, NC are well above what local incomes have historically supported: fair value is about $246,882, so the area is 19.5% overvalued.
Is Gaston County, NC a buyer's or seller's market?
Gaston County, NC is a buyer's market: homes take about 71 days to sell, listings are up 8% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Gaston County, NC?
Home values in Gaston County, NC are down 0.2% over the last year. Zillow's forecast for the next 12 months is −0.3%.
How much do you need to earn to buy a home in Gaston County, NC?
A household needs about $63,975 a year to afford the typical home in Gaston County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,318.

Nearby and similar counties

ZIP codes in Gaston County (open on the map)

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