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Granville County, NC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$315,433−0.6% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$68,379About 1.0× the local median income ($70,353): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate

The typical home in Granville County, NC is worth $315,433, down 0.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $263,320, so the area is 19.8% overvalued. It is a buyer's market: homes take about 64 days to sell, listings are up 9% from a year ago, 26% of listings have had a price cut. A household needs about $68,379 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,353. Typical rent is $1,880 a month. In the latest IRS figures, 137 more people moved in than out.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$315,433
Change in 1 year−0.6%
Overvalued %+19.8%
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Fair home value$263,320
Change in 5 years+23.8%
Home value to income4.5×
Monthly mortgage payment (20% down)$1,709
Income needed to afford it$68,379
Property tax rate0.67%

Rent and investing

Typical rent$1,880
Price-to-rent ratio14.0×
HUD Fair Market Rent, 2 bedrooms$1,213
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Gross rental yield7.15%
Cap rate (estimate)4.65%

Market activity

Listings vs a year ago+8.8%
Days on market64
Listings with a price cut25.9%
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Homes for sale198
Pending sales per 100 listings36
Asking price per sq ft$211

People and jobs

Median household income$70,353
Population change (1 year)−0.3%
Unemployment rate4.6%
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Population61,421
Income adjusted for cost of living$79,585
Net moves in (IRS)+137
Cost of living (US = 100)88.4

Schools, risk and environment

School rating (1 to 10)6.0
FEMA hazard risk score (0 to 100)59.4
Unhealthy air days a year0
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Flood risk score65.2
Wildfire risk score35.3
Walkability (1 to 20)5.0
Road, rail and air noise55 dB

Questions people ask

Is Granville County, NC overvalued?
Home prices in Granville County, NC are well above what local incomes have historically supported: fair value is about $263,320, so the area is 19.8% overvalued.
Is Granville County, NC a buyer's or seller's market?
Granville County, NC is a buyer's market: homes take about 64 days to sell, listings are up 9% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Granville County, NC?
Home values in Granville County, NC are down 0.6% over the last year.
How much do you need to earn to buy a home in Granville County, NC?
A household needs about $68,379 a year to afford the typical home in Granville County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,353.

Nearby and similar counties

ZIP codes in Granville County (open on the map)

See every chart for Granville County, NC on the map