Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$241,712+4.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$52,398About 0.7× the local median income ($69,870): affordable for a typical household
Days on market44 daysAbout the same pace as a year ago
Next 12 months+5.1%Zillow expects prices to rise strongly
The typical home in Moniteau County, MO is worth $241,712, up 4.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $212,961, so the area is 13.5% overvalued. It is a balanced market: homes take about 44 days to sell, listings are up 65% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 5.1% over the next year. A household needs about $52,398 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,870. In the latest IRS figures, 31 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$241,712
Change in 1 year
+4.7%
Overvalued %
+13.5%
Show 7 more
Fair home value
$212,961
Change in 5 years
+31.3%
Zillow forecast, next 12 months
+5.1%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,310
Income needed to afford it
$52,398
Property tax rate
0.68%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$963
Market activity
Listings vs a year ago
+65.0%
Days on market
44
Listings with a price cut
19.1%
Show 3 more
Homes for sale
33
Pending sales per 100 listings
33
Asking price per sq ft
$149
People and jobs
Median household income
$69,870
Population change (1 year)
+0.0%
Unemployment rate
2.5%
Show 4 more
Population
15,428
Income adjusted for cost of living
$79,398
Net moves in (IRS)
+31
Cost of living (US = 100)
88.0
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
31.0
Flood risk score
32.5
Show 3 more
Wildfire risk score
67.7
Walkability (1 to 20)
6.0
Road, rail and air noise
52 dB
Questions people ask
Is Moniteau County, MO overvalued?
Home prices in Moniteau County, MO are well above what local incomes have historically supported: fair value is about $212,961, so the area is 13.5% overvalued.
Is Moniteau County, MO a buyer's or seller's market?
Moniteau County, MO is a balanced market: homes take about 44 days to sell, listings are up 65% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Moniteau County, MO?
Home values in Moniteau County, MO are up 4.7% over the last year. Zillow's forecast for the next 12 months is +5.1%.
How much do you need to earn to buy a home in Moniteau County, MO?
A household needs about $52,398 a year to afford the typical home in Moniteau County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,870.